Credit Officer, Daylipa Financing
Daylipa Financing is a newly established entity, being a partnership between Davis & Shirtliff Limited and UK based 4R Digital. Its objective is to provide flexible and affordable financing solutions to Davis & Shirtliff customers in Kenya and in the Eastern Africa region with a particular focus on Pay-As-You-Go (PAYG). The company seeks an energetic, detail-oriented, analytical professional for the role of Credit Officer.
The successful candidate will be charged with the following responsibilities.
- Engage potential PAYGO customers to obtain necessary information for credit evaluation.
- Analyze financial statements, credit reports, and relevant data to assess creditworthiness, repayment capacity, and risk levels.
- Guide customers professionally through credit application processes, explaining terms, conditions, and addressing inquiries.
- Implement effective credit evaluation strategies to identify and mitigate potential credit risks.
- Review customer accounts for credit policy compliance and recommend credit limits.
- Maintain accurate credit records and compliant documentation and prepare detailed credit reports presented to the PAYGO Business Manager.
- Maintain accurate, up-to-date records of credit assessments and customer interactions, ensuring complete compliance with regulatory standards.
- Collaborate with sales and finance for smooth customer onboarding and credit approvals and verify customer information with field officers as needed.
- Contribute to team meetings for improving credit policies and procedures.
- Ensure adherence to company policies, procedures, and regulatory requirements related to credit management, and stay informed about industry trends and regulatory changes.
Qualifications and Experience:
- Bachelor’s degree in Finance, Accounting, Business Administration, or related field.
- Minimum 3 years’ experience as a Credit Officer, Analyst, or similar role.
- Familiarity with the water and energy solutions sector is advantageous.
Critical competencies:
- Strong understanding of credit assessment, financial analysis, and proficiency in related tools and software.
- High accuracy, attention to detail, and ability to work independently and in teams.
- Analytical thinking, problem-solving skills, and handling confidential information with integrity.
- Customer-oriented with a strong commitment to excellent service and effective time management
The successful candidates will join a dedicated team of specialists in the water and energy sectors which have significant potential for future growth. The job will provide a challenging and stimulating work environment with excellent growth opportunities for the successful candidate.
If you meet the set requirements and would like to be considered, please apply before 30th August 2024.